Excess Of Loss (Excess Layer) policies are designed to provide increased limits of Liability cover
over and above your primary insurance cover.

Most Local Authorities now require £10,000,000 or £20,000,000 Public Liability cover
for contractors irrespective of their their trade.


"A Scaffolding Contractor has £5,000,000 Public Liability and they have requested cover for £10,000,000 for a new contract.
The Excess Layer policy will provide £5,000,000 over £5,000,000 to give a total of £10,000,000."
  • We can provide Excess Layer cover up to £100,000,000 on
    an annual basis or for specified contracts.
  • Policies are underwritten by Lloyds Of London
    ‘A’ rated security

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difference to your insurance

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020 8799 7425
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